A mobile financial literacy app for teenagers. Learn saving, investing, and goal-setting through hands-on mock accounts - all safely managed by parents.
Built for teens
Financial skills they'll actually use
Plutus meets teenagers where they are. The app guides them through structured learning tracks covering budgeting, saving, investing, and responsible spending - broken down into interactive lessons designed for a generation that learns by doing.
After completing a module, teens can immediately apply what they learned with real mock accounts, making the lessons tangible rather than theoretical.
Structured education
Courses that make sense
Each course breaks complex financial concepts into short, digestible modules. From understanding what a savings account is to how compound interest grows wealth over time — teens learn at their own pace, in a language they understand.
Completing courses unlocks the ability to allocate mock balance to the corresponding financial product, turning education directly into hands-on practice.
Learn by doing
Mock accounts. Real lessons.
Teens receive a balance - funded and managed by their parents - that they can allocate across mock financial products. Open a savings account, watch interest accumulate. Invest in a simulated portfolio, see how markets move.
These aren't just simulations. They mirror real financial instruments and behaviour, giving teenagers an honest picture of risk, reward, and patience before they ever touch real money.
Total parental control
Parents control everything
Every teen account is 100% managed by a parent. Parents fund the balance, review allocations, and decide whether to liquidate or keep any mock investments. Nothing moves without their sign-off.
The parent admin panel gives a clear overview of each child's portfolio, course progress, completed goals, and recent activity - turning Plutus into a shared financial education experience, not just an app kids use alone.
Motivation built in
Goals that reward progress
Teens set financial goals, save a target amount, complete a course, maintain a streak. When they hit them, parents approve a balance reward. The more consistent a teen is, the more they grow their balance, their knowledge, and their confidence with money.
Actively seeking investment
We are looking for investors
Plutus was funded by the IDEA Startapp Accelerator and is actively in development. We're building the next generation of financially literate adults and looking for investors who share that vision.
Backed by
IDEA Startapp
Bank of CyprusContact us
Interested in working with us or investing in Plutus? Fill in the form and we'll get back to you.